Mortgage Critical Illness Cover
If you were unfortunate enough to suffer a specified serious or critical illness, we can provide plans designed to pay you a lump sum which you could then use to repay your mortgage completely.
Almost everyone has a relative or friend who has suffered from a major, possibly fatal, illness. It is essential that you are able to maintain your quality of life should you be unfortunate enough to suffer a critical illness or total permanent disability.
What is Critical Illness Cover?
Critical illness cover pays a cash lump sum on diagnosis of a specified critical illness and can be the solution to your financial worries at this time. A list of specified critical illnesses and conditions are covered by the policy. A general description of some of the conditions included are listed below.
- Alzheimers disease before age 60
- Aorta graft surgery
- Bacterial meningitis before age 18
- Benign brain tumour
- Blindness
- Cancer
- Coma
- Coronary artery by-pass disease
- Deafness
- Heart attack
- Heart valve replacement or repair
- HIV infection
- Kidney failure
- Traumatic head injury
- Loss of hands or feet
- Loss of independent existence after age 60
- Loss of speech
- Major organ transplant
- Motor neurone disease
- Multiple sclerosis
- Paralysis of limbs
- Parkinsons disease before age 60
- Pre-senile dementia before age 60
- Stroke
- Third degree burns
- Total permanent disablement occurring prior to the plan anniversary before attaining age 60
Your critical illness policy can be tailor made to suit your circumstances and your pocket. Your Financial Consultant will be able to explain what’s available, guide you through the options and answer your questions.
Again, you will receive personal face to face advice (or by telephone if you prefer) and this will clarify the areas you need to consider and enable you to prioritise and make informed decisions from our recommendations.
A personal illustration will show you how little protection can cost. To speak to someone about what to do next call 0800 056 4508*
Get a Quote* Calls may be recorded and/or monitored for training and data protection purposes.
EAF4662 02/12
