Advice for First Time Buyers

June 19, 2013Tags: regulations | First Time Buyer

For the majority of people home buying is the largest purchase in their lifetime, so it comes as no surprise that it can be a very stressful experience. The staff at Your Move Chris Stonock give first time buyers some advice...

Think about what you want...

“Take your time to think about the property you want - ensuring the home you buy is future proof can save a lot of money and stress. Moving home can be very costly so its good to know that the property will suit your needs now and in the future before you buy.” Ian, Sales Manager,Low Fell

“View everything! Do not rule properties out straight away because of location, size or how small the garden is. View the property first before ruling it out completely or you could well miss the property of your dreams.” Sarah, Sales Consultant,West Denton

Make sure you can afford it...

“Find out how much you can borrow before looking at properties. For mortgage advice speak to a financial advisor to ensure you are getting unbiased factual information. Reviewing your mortgage options can really help you know what your options are.” Jan, Valuation Manager,Rowlands Gill

“Do not always think you will be accepted for mortgage borrowing just because you have other forms of borrowing. Look at what you borrow now and how much you are spending when considering how much you can afford.” June, Sales Consultant,Houghton le Spring

Don't be afraid to ask...

Ask vendors what the council tax band is and how much they pay for utilities like water, gas and electric. These outgoings are vital in working out financially if you can afford to buy a property and the costs of daily living.” Kirsty, Valuer,Consett

Make sure your first choice...

“Often agents give first preference to clients that are registered with them so make sure you are not missing out on properties by registering with local agents and also on national property search portals like Rightmove and Zoopla” Sharon, Sales Manager,Washington

There will always be lots of questions when purchasing your first home, you are not alone!  For more information or advice on buying your first home, please contact your local Your Move Branch


Our initial mortgage consultation is free. We will charge a fee between £399 and £999 on mortgage application. The amount we will charge is dependent on the amount of research and administration required.