# Income Protection Insurance

41% of Brits don’t have enough savings to live for a month without income1

If you were sick or injured – and couldn't work – how would you pay the bills?

We have partnered with Embrace Financial Services to offer income protection insurance from Legal & General to ensure that you receive a monthly benefit if you can’t work and suffer loss of earnings due to illness or injury. It can help you with your financial commitments while you recover.

A personal illustration will show you how little income protection insurance can cost. Book an appointment with an Embrace Financial Services financial consultant today by calling them free on **[0800 056 4508^](tel:0800%20056%204508)** or fill in the protection enquiry form.

**Benefits:**

- You set the deferred period so you can arrange for the cover to pay out when your company sick pay ends.
- Pay outs are tax free, but could affect a claim for state benefits.
- The policy is underwritten by Legal & General, one of the UK’s biggest insurers.
- When you take out a Protection policy through Embrace Financial Services, they’ll send you a £50 e-gift. From a choice of Amazon.co.uk, Argos or John Lewis. [Find out more here](/mortgages/protection-insurance/protection-egift).

Please note for these insurance products terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.

## <p>Protection Enquiry</p>

Use the form on this page to get in touch.

[Open this on the website](https://www.your-move.co.uk/mortgages/protection-insurance/income-protection-cover)

## Our partners Embrace Financial Services can help you protect your home

### Illness and Injury Insurance\*

- Is designed to pay a regular income if you are diagnosed with an illness or injury, as specified in the policy terms and conditions.
- The regular income can be used towards meeting your rent and bills, or could cover the costs of any additional medical requirements you may have.
- You can take the time needed to recuperate fully without the anxiety of worrying about money.

### Income Protection Insurance\*

- Is designed to replace a proportion of the income you lose if you cannot work due to injury or an illness.

**All our insurance policies are underwritten by Legal & General – one of the largest insurers in the UK.**

For more information about income protection, please complete the form or call **[01392 453 570^](tel:01392%20453%20570 "01392 453 570")** to speak to an Embrace Financial Services Financial Advisor.

1 Source: <https://www.finder.com/uk/saving-statistics>. Analysis conducted by [finder.com/uk](https://www.finder.com/uk/). January 2022

Your Move will receive a referral fee from Embrace Financial Services. Embrace Financial Services do not charge a fee for providing advice and recommendations in relation to insurance products. They will receive commission from the insurer; the amount of the commission will be a proportion of the premiums you pay for your insurance product.

^ Calls may be recorded and/or monitored for training and/or data protection purposes.