See below for examples of non-standard insurance scenarios.
Properties undergoing renovation, awaiting sale, or in probate.
Previous subsidence or flooding
Whether directly affected or in an area susceptible to such, we will do our utmost to obtain the best level of cover we can.
Adverse financial or claims history
Bankruptcy, CCJs or similar. A high number of claims or even a claim that is still open are all considered.
All convictions are considered under our “Fairplay” scheme, even if the conviction is not considered spent by the Rehabilitation of Offenders Act 1974.
Anything from timber or steel frame properties, flat and/or eco roofs, pre-fabricated homes, listed buildings, cob wall, thatched roof among others.
Lodgers or paying guests
Any such person paying to reside in your property with or without a formal agreement in place.
High value buildings and/or contents
If you require buildings cover of more than £1 million or contents cover of more than £100,000 then you would benefit from having a specialist policy to meet your needs.
Non-standard landlord risks
Houses of Multiple Occupancy, tenancy agreements direct with a council or housing association, asylum seeker lets, blocks of flats among others.
Fortunately, Your Move has a dedicated team of advisors specialising in this area of home insurance. We use a panel of specialist insurers, so if you are struggling to obtain home insurance for your non-standard situation then we may be able to help.
If your scenario isn’t one of these then don’t worry - there are many more scenarios we can offer quotations on.
Please call us on 01392 849 795^ quoting reference (Web special).
Your Move Insurance Services is a trading name of First2protect Limited an Appointed Representative of PRIMIS Mortgage Network a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority. 8277-515
It's important to know that your home and your family are safe.