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Critical Illness Cover

If you are off work as a result of an illness, critical illness cover allows you to pay off your mortgage and/or give you a valuable cash boost at a time when you need it most.

We have partnered with Embrace Financial Services to offer critical illness cover (provided by Aviva), designed to pay out if you are diagnosed with an illness - such as some cancers, a stroke or a heart attack - that meets the policy definition.

A personal illustration will show you how little protection can cost. Book an appointment with an Embrace Financial Services financial consultant today by calling them free on 0800 056 4508^ or fill in the protection enquiry form.

Benefits:

  • 'Second Opinion' allows you to access an expert doctor's second opinion via bestdoctors.co.uk1.
  • 'Additional critical illness cover' pays out a defined lump sum for less severe conditions. Your policy will continue after a claim ensuring you are still covered for all other benefits.
  • 'Children’s benefit' pays out a lump sum if any of your children are diagnosed with certain illnesses defined by the policy.
  • Choose whether payment is made as a lump sum or a regular income. You can even choose to receive a regular income that increases to reduce the impact of inflation, or cover that decreases as you pay off your mortgage.
  • Instant underwriting is available so you’re covered straight away.
  • The policy is underwritten by Aviva, one of the UK’s biggest insurers.

Please note for these insurance products terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.

1. 'Second Opinion' is a non-contractual benefit of this product and can be withdrawn at any time.

Protection enquiry

By talking to an Embrace Financial Services financial consultant you will get a clearer picture of your protection needs. Fill out the form below and they will contact you to book an appointment.

We will use your information in order to arrange for Embrace Financial Services to respond to your enquiry.  If you would like to know more about how we use your information, please read our Privacy Notice.

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