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A buy to let mortgage is designed for those who want to buy property to rent out to a third party.
As with a residential mortgage you can choose between fixed, discount, and other mortgage types, however the key difference is working out how much you can borrow.
Buy to let mortgage lenders look at the likely rental income from the property as well as the applicant's annual income. Here are some good points to note when looking into a buy to let mortgage:
Use the buy to let mortgage calculator to work out the required rental income that may be needed from your proposed buy to let property.
For more information or to book a mortgage appointment with our partners, Embrace Financial Services, call 0800 056 4508^ or complete the form and they'll call you back to book an appointment.
Most Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority.
^ Calls may be recorded and/or monitored for training and/or data protection purposes.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. Embrace Financial Services normally charge a fee for their services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but the standard fee is £549. Complex cases usually attract a higher fee. Embrace Financial Services will discuss and agree the fee with you prior to submitting any mortgage application.
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