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Remortgage guide

Remortgaging could give you the flexibility to change your mortgage as your lifestyle changes. 

In a turbulent mortgage market it makes sense to get expert advice - mistakes can prove very expensive in the long term.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED AGAINST IT.

Securing short term debts against your home could increase the term over which they are paid and therefore increase the overall amount payable.

Our initial mortgage consultation is free. We will charge a fee between £399 and £999 on mortgage application. The amount we will charge is dependent on the amount of research and administration required.

What is a remortgage?

Remortgaging is the process of replacing your current mortgage with another from a different lender.

Reasons to remortgage

  • In uncertain times many borrowers want the security of knowing exactly how much their mortgage payments are each month - remortgaging to a fixed rate mortgage could help.
  • A remortgage can be used to raise extra money to fund home improvements, or to consolidate other loans or debts.
  • Potential savings could be made by remortgaging to a product with a lower interest rate than your current mortgage.
  • Your mortgage is likely to be a significant part of your household expenditure - it makes sense to review this regularly.

Remortgage calculator

Fill in the boxes in our calculator and press = to see approximately how much you could potentially save on your monthly payments by remortgaging.

Remortgage Calculator

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Other charges may be incurred in remortgaging.

This calculator provides a guide to monthly payments and does not guarantee eligibility for a mortgage. Please contact us for a personalised Key Facts Illustration.

Getting remortgage advice

Deciding whether it would be beneficial to you to remortgage is all about the timing and your personal circumstances. You will need to consider whether the benefits of switching mortgage deals will outweigh the cost. To demonstate the effect on your monthly mortgage repayments of moving to a different mortgage rate use the above Remortgage Calculator.

You may already have a good mortgage deal and this isn't the time to change it, but this might not always be the case. Your Move has a Remortgage Club where we regularly contact you about new deals and will remind you before the anniversary date of your mortgage deal that it might be a good time to review what other mortgages are on offer.

Our team of Financial Consultants know the ins and outs of the mortgage market and can explain everything in a way that is both comprehensive and straightforward - contact us for free today to book an appointment on 0800 056 4508^ or by completing the form opposite.

Mortgage Enquiry Form

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Take control of your sale, let, purchase or tenancy.

- Save property searches and alerts
- Personal dashboard and portal
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- Bespoke tenant and landlord Portals

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