Remortgaging is the process of replacing your current mortgage with another from a different lender without moving property.
Remortgaging could give you the flexibility to change your mortgage as your lifestyle changes.
In a turbulent mortgage market it makes sense to get expert advice - mistakes can prove very expensive in the long term.
To demonstrate the effect on your monthly mortgage repayments of moving to a different mortgage rate, use our calculator to work out approximately how much you could potentially save on your monthly payments by remortgaging.
Use our online tool to give you an indication of your homes current market value. Once you start the remortgaging process your lender will then do their own valuation which could be desk based or a physical valuation.
Customers who have chosen their mortgage with Your Move are enrolled free of charge in our Remortgage Club. The Your Move Remortgage Club is designed to remind you when your current mortgage deal is about to come to an end, to prompt you to review your arrangements, and to advise you on the most suitable course of action in relation to your existing mortgage.
For a mortgage application normally we will charge a fee between £349 and £999 on application. The amount we will charge is dependent on the amount of research and administration required. As a Remortgage Club member a discount of 50% will be applied to our standard fee charges. It's one of the main benefits of being a member of our Remortgage Club. If a subsequent remortgage application is required a fee of £99 may be charged, for example, if an initial application is made that doesn’t proceed and another application is required.
Deciding whether it would be beneficial to you to remortgage is all about the timing and your personal circumstances. You will need to consider whether the benefits of switching mortgage deals to a new lender will outweigh the cost. To demonstrate the effect on your monthly mortgage repayments of moving to a different mortgage rate use the Remortgage Calculator.
Our team of Financial Consultants know the ins and outs of the mortgage market and can explain everything in a way that is both comprehensive and straightforward - contact us for free today to book an appointment on 0800 056 4508^ or book an appointment.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
This firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.