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Remortgaging your house

Remortgaging is the process of replacing your current mortgage with another from a different lender without moving property.

Remortgaging could give you the flexibility to change your mortgage as your lifestyle changes. 

In a turbulent mortgage market it makes sense to get expert advice - mistakes can prove very expensive in the long term. 

What are the benefits?

  • Remortgaging to a fixed rate mortgage could help borrowers with knowing exactly how much their mortgage payments are each month.
  • A remortgage can be used to raise extra money to fund home improvements, or to consolidate other loans or debts.
  • Potential savings could be made by remortgaging to a product with a lower interest rate than your current mortgage.
  • Your mortgage is likely to be a significant part of your household expenditure - it makes sense to review this regularly.

Remortgage calculator

To demonstrate the effect on your monthly mortgage repayments of moving to a different mortgage rate, use our calculator to work out approximately how much you could potentially save on your monthly payments by remortgaging.

Calculate

Remortgage valuation

Use our online tool to give you an indication of your homes current market value. Once you start the remortgaging process your lender will then do their own valuation which could be desk based or a physical valuation.

Value my property

Your Move Remortgage club

Customers who have chosen their mortgage with Your Move are enrolled free of charge in our Remortgage Club. The Your Move Remortgage Club is designed to remind you when your current mortgage deal is about to come to an end, to prompt you to review your arrangements, and to advise you on the most suitable course of action in relation to your existing mortgage. 

Keeping your home and lifestyle safe

  • We provide mortgage options for you now and in the future.
  • We source great value mortgages at a price you can afford.
  • We offer Life Cover, Critical Illness Cover & Income Protection Insurance through Aviva.
  • We'll review your mortgage and protection products as your needs change over time.
  • We get the balance right. It's not just about borrowing but also ensuring that you keep your home and lifestyle safe, protecting you and your family should your circumstances suddenly change.

For a mortgage application normally we will charge a fee between £349 and £999 on application. The amount we will charge is dependent on the amount of research and administration required. As a Remortgage Club member a discount of 50% will be applied to our standard fee charges.  It's one of the main benefits of being a member of our Remortgage Club. If a subsequent remortgage application is required a fee of  £99 may be charged, for example, if an initial application is made that doesn’t proceed and another application is required.

Getting remortgage advice

Deciding whether it would be beneficial to you to remortgage is all about the timing and your personal circumstances. You will need to consider whether the benefits of switching mortgage deals to a new lender will outweigh the cost. To demonstrate the effect on your monthly mortgage repayments of moving to a different mortgage rate use the Remortgage Calculator.

Our team of Financial Consultants know the ins and outs of the mortgage market and can explain everything in a way that is both comprehensive and straightforward - contact us for free today to book an appointment on 0800 056 4508^ or book an appointment.

Book your appointment

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

This firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.

8277-354