Critical Illness Cover

One less worry when your health has to take priority.

Critical illness insurance pays you a cash sum if you meet the definition of one of the critical illnesses covered by the policy and survive for 10 days.  The money could help you keep up with your monthly bills if you need to take time off work, or cover costs related to your illness or treatment.  It could even help pay for adaptations to your home.

We have partnered with Embrace Financial Service to offer Aviva Critical Illness+ alongside your mortgage.

You can find out the cost of critical illness insurance with a personal illustration.  Book an appointment with an Embrace Financial Services financial consultant today by calling them free on 0800 056 4508^ or you can fill in the protection enquiry form on this page.

Aviva’s flexible Critical Illness+ lets you choose:

  • to cover just you or you and your partner
  • whether your family receive a lump sum or a monthly family income payment
  • to have level cover, cover that decreases as you pay off your mortgage, or cover that increases to reduce the impact of inflation.
  • to upgrade your critical illness cover, your children’s critical illness cover, or add Extra Care Cover for an extra cost
  • Aviva Critical Illness+ automatically includes children’s benefit which pays out a lump sum if your child (aged 30 days to 18 or 21 years of age if in full-time education) is diagnosed with one of the critical illnesses covered by the policy.

Please note this information is a summary only. Terms and conditions apply to Aviva Critical Illness+ and you will receive a full policy summary and conditions when you apply for cover.

Protection enquiry

By talking to an Embrace Financial Services financial consultant you will get a clearer picture of your protection needs. Fill out the form below and they will contact you to book an appointment.


We will use your information in order to arrange for Embrace Financial Services to respond to your enquiry.  For more information please visit our Privacy Notice.

Complementary health and wellbeing benefits from day 1 of your cover

When you buy Aviva Life Insurance+ you’ll have access to the Aviva DigiCare+ smartphone app offering a range of benefits including:

  • An annual health check, report and follow-up GP consultation
  • Up to six mental health support sessions each year
  • Up to six nutrition support consultations each year
  • Access to a Bupa Nurse 24/7, 365 days a year with unlimited calls to the Bupa anytime Healthline
  • Bereavement counselling and guidance on practical issues like estate administration

Aviva DigiCare+ is a non-contractual benefit, with services provided by third parties, which Aviva can change or withdraw at any time.  Terms and conditions and the privacy policy can be found within the app.

Your Move will receive a referral fee from Embrace Financial Services. Embrace Financial Services do not charge a fee for providing advice and recommendations in relation to insurance products. They will receive commission from the insurer; the amount of the commission will be a proportion of the premiums you pay for your insurance product. 

^ Calls may be recorded and/or monitored for training and/or data protection purposes.