Income Protection Insurance

41% of Brits don’t have enough savings to live for a month without income¹

If you were sick or injured – and couldn't work – how would you pay the bills?

We have partnered with Embrace Financial Services to offer income protection insurance (underwritten by Aviva) to ensure that you receive a monthly benefit if you can’t work and suffer loss of earnings due to illness or injury. It can help you with your financial commitments while you recover.

A personal illustration will show you how little income protection insurance can cost. Book an appointment with an Embrace Financial Services financial consultant today by calling them free on 0800 056 4508^{^} or fill in the protection enquiry form.

Benefits:

• You set the deferred period so you can arrange for the cover to pay out when your company sick pay ends. You can also choose increasing cover, so that payments increase to reduce the impact of inflation.
• You may also receive some benefit if, on returning to work, the illness or injury restricts your duties or you return to work in a different job and you earn less.
• Once accepted, instant underwriting may mean that you can be covered straightaway.
• The policy is underwritten by Aviva, one of the UK’s biggest insurers.

Please note for these insurance products terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.