Get a remortgage valuation today

A remortgage valuation gives you an indication of your home's current market value.

Once you start the remortgaging process, your lender will then do their own desk based or physical property valuation so that they can calculate your loan to value (LTV). The LTV ratio will then determine the mortgage rates available to you.

Remortgaging is the process of replacing your current mortgage from one lender to another and this does not usually involve moving home or taking out a second mortgage on the property.

The benefits of remortgaging your property are:

• The potential to reduce overall monthly mortgage payments
• It can be used to help pay off your mortgage earlier
• You can raise capital by releasing further funds from your equity

Why a Remortgage Valuation Matters

Lenders base their offers on your loan-to-value (LTV) ratio, which depends on your property's current value. A higher valuation could unlock better interest rates or allow you to borrow more.

How We Value Your Property

Our valuation process considers:

• Recent local sales data
• Property condition and improvements
• Market trends in your area
• Professional assessments or automated valuation tools

When to Request a Valuation

You should consider a valuation if:

• Your property has increased in value
• You’ve made significant home improvements
• You’re nearing the end of a fixed-rate mortgage term

What Happens After the Valuation?

Once you have your valuation, you can use it to:

• Recalculate your LTV
• Explore remortgage deals
• Decide whether to release equity or reduce your term