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A remortgage valuation gives you an indication of your home's current market value.
Once you start the remortgaging process, your lender will then do their own desk based or physical property valuation so that they can calculate your loan to value (LTV). The LTV ratio will then determine the mortgage rates available to you.
Remortgaging is the process of replacing your current mortgage from one lender to another and this does not usually involve moving home or taking out a second mortgage on the property.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. Embrace Financial Services normally charge a fee for their services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but the standard fee is £549. Complex cases usually attract a higher fee. Embrace Financial Services will discuss and agree the fee with you prior to submitting any mortgage application.
