First time buyer guide
Whether you have bought a house before or are a first time buyer, buying a house is a complex process and there is a lot to consider.
Our guide to buying a house has seven sections that you can follow in order to get a comprehensive understanding of the entire process, from saving to moving into your new house. Or, if you have bought before but need advice on specific aspects of buying a house, just read the section or sections that apply.
Costs of buying a house
Detailed breakdown of the key costs involved in buying; including fees, mortgage repayments and ongoing property running costs so you can create a realistic budget and work out what you can afford.
Getting a mortgage
Applying for a mortgage; understanding the options available to you beforehand, and what paperwork you need for your mortgage appointment to start the mortgage process.
Your property search
How to identify the right property and location to get your ideal home. Advice on what to consider before you start your property search.
Viewing houses
Get the most out of viewings. Prepare before you go to a viewing so you know what to look out for and what to ask.
Making an offer
Decide if you are ready to make an offer, and how and when to negotiate.
Instruct a solicitor
Engaging a solicitor or legal conveyancer and what they will do.
The move
Sorting, packing and organising the move, plus tips to make moving day easier.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Our initial mortgage consultation is free. We will charge a fee between £399 and £999 that is payable on application. The amount we will charge is dependent on the amount of research and administration required. We reserve the right to charge a subsequent fee of £99 for each further application that may be required.
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