First time buyer guide
Whether you have bought a house before or are a first time buyer, buying a house is a complex process and there is a lot to consider.
Our guide to buying a house has seven sections that you can follow in order to get a comprehensive understanding of the entire process, from saving to moving into your new house. Or, if you have bought before but need advice on specific aspects of buying a house, just read the section or sections that apply.
Costs of buying a house
Detailed breakdown of the key costs involved in buying; including fees, mortgage repayments and ongoing property running costs so you can create a realistic budget and work out what you can afford.
Getting a mortgage
Applying for a mortgage; understanding the options available to you beforehand, and what paperwork you need for your mortgage appointment to start the mortgage process.
Your property search
How to identify the right property and location to get your ideal home. Advice on what to consider before you start your property search.
Viewing houses
Get the most out of viewings. Prepare before you go to a viewing so you know what to look out for and what to ask.
Making an offer
Decide if you are ready to make an offer, and how and when to negotiate.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
This firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.
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