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Specialist and non standard home insurance

See below for examples of non-standard insurance scenarios.

  • Unoccupied properties - Properties undergoing renovation, awaiting sale, or in probate.
     
  • Previous subsidence or flooding - Whether directly affected or in an area susceptible to such, we will do our utmost to obtain the best level of cover we can.
     
  • Adverse financial or claims history - Bankruptcy, CCJs or similar. A high number of claims or even a claim that is still open are all considered.
     
  • Criminal convictions - All convictions are considered under our “Fairplay” scheme, even if the conviction is not considered spent by the Rehabilitation of Offenders Act 1974.
     
  • Non-standard construction - Anything from timber or steel frame properties, flat and/or eco roofs, pre-fabricated homes, listed buildings, cob wall, thatched roof among others.
  • Lodgers or paying guests - Any such person paying to reside in your property with or without a formal agreement in place.
     
  • High value buildings and/or contents - If you require buildings cover of more than £1 million or contents cover of more than £100,000 then you would benefit from having a specialist policy to meet your needs.
     
  • Non-standard landlord risks - Houses of Multiple Occupancy, tenancy agreements direct with a council or housing association, asylum seeker lets, blocks of flats among others.

Fortunately, Your Move has a dedicated team of advisors specialising in this area of home insurance. We use a panel of specialist insurers, so if you are struggling to obtain home insurance for your non-standard situation then we may be able to help.

If your scenario isn’t one of these then don’t worry - there are many more scenarios we can offer quotations on.

Please call us on 01392 849 795^ quoting reference (Web special).

Your Move Insurance Services is a trading name of First2protect Limited an Appointed Representative of PRIMIS Mortgage Network a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority. 8277-515

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