This calculator provides a guide to the amount of residential stamp duty you may pay and does not guarantee this will be the actual cost. This calculation is based on the Stamp Duty Land Tax Rates for residential properties purchased from 23rd September 2022 and second homes from 31st October 2024. For more information on Stamp Duty Land Tax, click here.
£285,000
4 bedroom Detached House for sale, Hadlow Gardens, Kettering, Northamptonshire, NN16
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Features and Description
- Full market value: £380,000
- 75% share price: £285,000
- Illustrative 5% deposit: £14,250
- Mortgage required with this deposit: £270,750
- Monthly rent on the remaining 25%: £217.71
The Ruby | Four-bedroom detached home | 75% share: £285,000
Find your place at Goldsmith’s Green in The Ruby. Combining four-bedroom detached living, a private garden and space to gather or unwind, this home gives you room to grow. Purchase a 75% share for £285,000, supported by an illustrative 5% deposit of £14,250.
Your Shared Ownership costs
Full market value: £380,000
75% share price: £285,000
Illustrative 5% deposit: £14,250
Mortgage required with this deposit: £270,750
Monthly rent on the remaining 25%: £217.71
Monthly rent and charges: £311.39, plus your mortgage repayment.
Make The Ruby your home with a 75% share through Shared Ownership. You can enjoy the whole property, with rent payable on the remaining 25% alongside your mortgage repayments and service charges. Your deposit and mortgage are based on the £285,000 share price. The share you purchase is subject to an assessment of your circumstances and affordability.
Step inside The Ruby
Make yourself at home in approximately 1,187 sq ft (110.32 sq m) of space, arranged over two floors. With a separate lounge, a sociable kitchen and dining room and four bedrooms, The Ruby gives you room for family time, working from home and welcoming guests.
From your first coffee of the day to dinner with friends, the kitchen and dining room is a natural place to gather. French doors open onto the garden, while the Symphony kitchen features soft-close doors and drawers, under-cupboard lighting and Amtico flooring. An integrated double oven, gas hob, extractor, fridge freezer, dishwasher and washing machine are all included.
Settle into the separate lounge for a film night or a quiet evening with a book. A downstairs WC adds convenience for busy households and visiting guests.
The main double bedroom is your own space to unwind, with a fitted wardrobe and an en suite shower room. A second double and two single bedrooms offer room for children, guests or a dedicated home office. The family bathroom includes a bath with a shower over, with Porcelanosa wall tiling and Amtico flooring in both bathrooms.
Step out onto the patio for lunch, potter in the garden or let children play on the turfed lawn. Everyday living is simplified with a single garage, two parking bays and an EV charger, while solar panels and gas central heating complete this home.
Come and explore Goldsmith’s Green
Take the next step towards your new home. Our sales office is open Tuesday to Saturday, 10:00–17:00. Come and explore Goldsmith’s Green, Gipsy Lane, Kettering, NN16 8UB, to
meet the team, talk through your Shared Ownership options and arrange a viewing of the show home. Enquire through this listing to book your visit.
Figures are illustrative and subject to eligibility, affordability assessment and lender criteria. Rent is calculated at 2.75% a year on the unsold share. Rent and charges are subject to review. Buying costs and household bills are additional. Floor area is approximate; photography and show home interiors are illustrative.
IMPORTANT NOTE TO POTENTIAL PURCHASERS:
We endeavour to make our particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. The services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All photographs and measurements have been taken as a guide only and are not precise. Floor plans where included are not to scale and accuracy is not guaranteed. If you require clarification or further information on any points, please contact us, especially if you are travelling some distance to view. Fixtures and fittings other than those mentioned are to be agreed with the seller.
Hadlow Gardens, Kettering, Northamptonshire, NN16
Additional Information
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Property refQNT260426
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TenureLeasehold
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Lease length997 years
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Council TaxNA
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Ground RentContact the branch
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Ground Rent ReviewContact the branch
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Service Charge£1,146
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Your Move Estate Agents Kettering
Your Move Kettering
10 Silver Street, Kettering, NN16 0BN
Mon - Fri9:00 - 17:30Saturday09:00 - 17:00Sunday10:00 - 13:00
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Borrowing £256,500 and repaying over 25 years with a 2.5% interest rate.
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