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Are you looking to buy your first home? Are you ready to move up the property ladder? Help to Buy could help you.
Help to Buy is a government backed mortgage schemes which help buyers to purchase a new build home with as little as a 5% deposit.
Whilst there were recently two schemes, the Help to Buy Equity Loan scheme (which launched in 2013) closed on 28 February 2021.
The newer Help to Buy Equity Loan (2021-2023) scheme launched in December 2020, for purchases from April 2021, and will run until 2023. This is only available to first time buyers.
Use this helpful calculator to provide a guide for help to buy equity loans that may be available, and the amount of mortgage that you would require based on the purchase price of the property, and the deposit that you can afford to put down. Please note this does not guarantee eligibility for a mortgage.
For more information on the Help to Buy scheme or mortgages, book an appointment online with our partners Embrace Financial Services mortgage advisers today or call 0800 056 4508^
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Embrace Financial Services usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.