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Your Move Property Blog

Thoughts, Opinions & Analysis of the UK Property Market

Scottish House Price Index - October 2014

October 15, 2014 08:40 by YOUR MOVE

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August 2014 Scottish House Price Index

October 14, 2014 12:26 by Your Move Press Office

House Prices fall for the first time in a year

· Average Scottish house price drops 0.2% in August, as over half the country sees price falls
· But strongest August in 7 years for house sales, despite monthly dip ahead of referendum
· New peak prices reached in East Lothian and Aberdeen City, while values drop in Edinburgh

Commentary on the Scottish Index
Gordon Fowlis, Regional Managing Director of Your Move, comments: “The powerful spell of growth cast over the Scottish property market was broken in August, as house prices fell for first time in a year. At a time when property values across the rest of the UK were continuing to grow, Scotland moved against the grain and average house prices dropped across more than half the country – including Edinburgh, Aberdeenshire, South Lanarkshire, East Dunbartonshire and Fife.

“It’s been an unpredictable and momentous few months in Scotland’s history. In August, uncertainty was still rife over the outcome of the independence referendum, and this hindered the pace of activity in the housing market. Sales in August were 8% below the typical seasonal trend, as sellers shirked the market and buyers postponed purchase decisions until the dust settled. This trend appears more acute at the top tiers of the market, where there were bigger investments at stake, and there was an 11% drop in the number of homes sold across Scotland for over £1 million between July and August. But this didn’t poison the longer-term health of the market, and this was the strongest August for house sales since 2007.”

Read the full index




Your Move Competition Winners

October 14, 2014 10:44 by Your Move Press Office

First Time Buyer Online Survey Winners:

Your Move are delight to announce that the winners of our First Time Buyer Survey Competition between December 2013 and July 2014.

The following people were selected at random and received M&S vouchers:

Mr Miguel Casanova
Ms Cheryl Estoy
Mr Simon Ore

Landlord Sentiment Survey

Your Move is also pleased to announce the winner of our Landlord Survey in December 2013 was Mr Robert Doubtfire, who also received M&S vouchers.

Guess the price of the property

Your Move is delighted to announce that the winners of our ‘Guess the Price of the Property’ competition from our newsletter were:

 Mrs K North who won a bottle of champagne, and Mrs V Wilson who received vouchers.




House Price Infographic - September 2014

October 10, 2014 09:07 by YOUR MOVE
House Price Index Infographic September 2014 from Your Move

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Your Move's Guide to Renting for Students

October 9, 2014 13:51 by Your Move Press Office

The new university term has started and although many students are just getting settled into university halls, it won’t be long until they have to start finding somewhere to live for the next academic year. That’s why  Your Move has pulled together a handy guide to renting for students (and parents).

Here are our top tips for navigating a student rental market for the first time.

Cost

  • Can you afford the accommodation? You will need to think how much the rent is and if it’s PPW (price you pay per week) or PCM (the price you pay per calendar month), and what is included in the rent?
  •  Is it just the room in the house, or does it include other bills? In a house share you usually have to pay the household bills on top of your rent (something you might not have had to think about in halls) – this will probably include gas, water, electricity, TV licence and Wi-Fi (remember if you are a full time student you are exempt from paying council tax). These items all need to be budgeted in to your weekly or monthly allowance, there is no point living in fabulous accommodation if you cannot afford it.

Location 

  • How far is your new accommodation from the university? If you have to travel in to university every day think how much this will cost per week, as you will need to include this in your budget.

Space 

  • Does the accommodation have adequate space? Will your room have space for everything you need? A desk, computer, files, books, clothes and any other belongings e.g. skate board, guitar etc. 
  • Will you need to think about furniture? Is the property furnished or will you need to provide your own?    

Who is responsible for the management of your property?

  • If you are renting your property through a lettings agent, find out whether you deal with the lettings agent or landlord if something needs repairing. This information will usually be in your welcome letter, if not speak to the lettings agent to find out.

Safety 

  • Always check that there is a gas safety record for your house; your lettings agent should have this. 
  • Carbon monoxide detectors are not legally required but are recommended.  
  • Smoke alarms and electrical certificates are not legally required (unless the house is a House in Multiple Occupation*) but are recommended. If the house is a House in Multiple Occupation (HMO), there should also be fire doors and fire blankets and you should check with your lettings agent that the landlord has a licence to run an HMO. 
  • Check that your property has good, well-fitting locks on the front and back doors and windows that work. Don’t forget that you will need to get your belongings insured.

Moving in/out and finance

  •  When moving in, think ahead to when you will be moving out and importantly getting your deposit back for next year/beer money. If you receive an inventory, make sure you check it thoroughly and return it to your landlord or lettings agents with any comments and  photos. You cannot be charged for any damage or missing items if your landlord or lettings agent doesn’t provide an inventory.
  •  If your tenancy is an Assured Shorthold Tenancy, it is a legal requirement that your security deposit is lodged in a tenancy deposit scheme (there are three different schemes) and you should receive specific scheme information, a copy of the registration certificate and a scheme leaflet – keep these!  
  • You will also need either a guarantor, who is in full employment in the UK or you will need to pay your rent in advance.

Other than that enjoy your next couple of years at university, hopefully this guide will help you with your search for suitable accommodation, so you can just focus on your studying.

(*) HMO = at least 3 tenants live there, forming more than one household and you share toilet, bathroom or kitchen facilities with other tenants
(**) Calls may be recorded and/or monitored for training and/or data protection purposes




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YOUR MOVE is a multi-award winning estate and letting agent with branches across England and Scotland

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