Buying your first home is a big step, and choosing the right location can make all the difference. In 2025, several UK cities have stood out for their mix of affordability, quality of life, and buyer-friendly conditions. Here are five cities worth considering if you're planning to get on the property ladder.
1. Stoke-on-Trent
Stoke-on-Trent ranks as one of the most affordable cities for first-time buyers. With average total costs around £141,739*, including conveyancing and surveying, it offers excellent value. With a prime location in the midlands and lots of transport links
2. Edinburgh
While house prices are higher, Edinburgh offers strong long-term value. It has the lowest crime index score in the UK and the highest life satisfaction rating. For buyers looking for safety and lifestyle, it’s a solid investment.
3. Plymouth
Plymouth combines reasonable property costs with good transport links and a gorgeous seafront location. The average price paid by first-time buyers in July 2025 was £199,000, marking a 7.8% increase from the previous year**, while its coastal location adds to its appeal for those seeking a quieter pace of life.
4. Coventry
Coventry is one of the fastest-growing cities for first-time buyers. It offers a good balance of affordability and accessibility, with 25,000 new jobs created in the last decade***; Coventry's booming local economy is one to keep an eye on.
5. Stirling
Stirling in Scotland is another standout, with a high quality of life and relatively short saving time for deposits. It’s ideal for buyers looking for a mix of affordability and scenic living.
These cities offer a range of options for first-time buyers, whether you're looking for value, lifestyle, or long-term growth. With the right planning, 2026 could be the year you make your move.
Your Move operates with branches in both England and Scotland, so finding a local branch couldn't be easier.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The information contained within was correct at the time of publication but is subject to change.
* Source: https://www.co-operativebank.co.uk/content-hub/articles-and-advice/best-uk-cities-for-first-time-buyers
** Source: https://www.ons.gov.uk/visualisations/housingpriceslocal/E06000026/
*** Source: https://theboar.org/2025/03/are-coventrys-economic-prospects-improving/
The Your Move Content Marketing Team
