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Rent Protection and Legal Expenses Insurance

Landlords – now there’s no need to worry about unpaid rent

Your Move offer cover to protect your rent payments with Rent Protection and Legal Expenses Insurance – allowing you to predict your future finances with confidence. Despite the thorough vetting we always undertake, sometimes unexpected circumstances arise.

Unemployment, inability to work due to sickness or marital breakdown can all lead to tenants not paying their rent. The consequences for you, as a landlord, can be serious. You could find that you're unable to keep up with repayments on a mortgage or secured loan for the property. You also risk incurring legal costs if you need to gain possession of your property.

Please note for these insurance products terms and conditions apply. The information below is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.

For landlords who have chosen the Your Move Fully Managed or Rent Collection lettings service we offer this cover exclusively from our underwriter Aviva:

Rent Protection

100% of monthly rent for up to 12 months of the contract (subject to a maximum amount of £35,000) if your tenant defaults

Legal Expenses

Up to £15,000 legal expenses to pay for costs arising from regaining possession of your property

Alternative Accommodation

If you wish to move into the property then the cost of accommodation for you and your family (up to £100 per day) is paid for up to 30 days.

Automated Claims

We will identify when a claim needs to be made for rental arrears in the event a tenant does not pay rent and automatically process this on your behalf.

Talk to one of our friendly insurance advisors on 01392 849 758^ of complete the contact us form for more information on how to ensure you will be able to keep your income safe and regain possession of your property.

Your Move Insurance services is a trading name of First2Protect Limited an Appointed Representative of PRIMIS Mortgage network, a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority. 8277/762

For landlords who have chosen the Your Move Tenant Find lettings service we offer this cover exclusively from our provider ARC Legal Assistance:

Rent Protection

100% of monthly rent for up to 6 months of the contract if your tenant defaults1.

Legal Expenses*

Legal expenses paid for costs arising from regaining possession of your property from a tenant.

Squatters

Funds paid to evict squatters who have gained unlawful access to your property (the limit of cover for Rent Protection, Legal expenses and squatters is £50,000 for any one claim).

Rent paid while you restore your property

If there is damage to the property which must be repaired before the property can be re-let, then 50% of the rent will be paid for up to three months.

Legal and Tax helpline

A 24 hour advisory service for any legal or tax problem of concern to you relating to the property you are insuring

Talk to one of our friendly insurance advisors on 01392 849 758^ for more information on how to ensure you will be able to keep your income safe and regain possession of your property.

Your Move is a trading name of your-move.co.uk Limited. Your-Move.co.uk Limited is an appointed representative of PRIMIS Mortgage network, a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products. 8277/762

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